Terms of Service

Last updated: September 2, 2026

By using LifeMeld, you agree to use it as an informational and organizational tool for everyday life admin.

Permitted use

LifeMeld may be used for bills, budgeting, reminders, documents, appointments, groceries, household planning, event RSVPs and invitations, splitting expenses, recording personal loans, and simple message replies.

RSVP invitations

If you create an RSVP event, you are responsible for having the right to invite each guest and to share their response with any co-hosts or participants you add. Guests provide their response directly to you as the host; LifeMeld processes it on your behalf to run the invitation.

Shared expenses and personal loans

LifeMeld lets you record shared expenses and personal loans between you and people you choose to add. This is a record-keeping tool only — LifeMeld is not a bank, payment processor, or money transmitter, does not move money between accounts, and is not a party to any debt you record. You are responsible for the accuracy of amounts you enter, for actually settling any balance outside of LifeMeld, and for having the right to add another person's email address or phone number when you invite them. Any repayment amount or schedule MINA suggests is an estimate based on information you provided, not financial advice, and is not a guarantee that a suggested amount is affordable or appropriate.

Not professional advice

LifeMeld does not provide legal, medical, tax, financial, or emergency advice. Always consult a qualified professional for important decisions.

MINA limitations

MINA-generated responses may be incomplete, inaccurate, or outdated. You are responsible for reviewing and verifying any information before acting on it.

Restricted use

  • No illegal activity
  • No abuse, scraping, or automated misuse
  • No attempts to bypass usage limits or security controls
  • No uploading content you do not have permission to use

Contact

For questions, email support@lifemeldai.com.